Wallary
Handover Completedfrom AED 7 120 000

Mortgage for Beach House at Bay Residences by RAK Properties

Beach House at Bay Residences by RAK Properties is a completed development in Mina Al Arab, and you can arrange a mortgage on it today — matching a bank across 20+ lenders. We help with both purchase and refinancing if you already own.

Handed over
Ready to move in and finance

Beach House at Bay Residences is a RAK Properties development in Mina Al Arab. A price from AED 7.1M qualifies you for the Golden Visa. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.

RAK PropertiesBeach House at Bay Residences · Mina Al ArabTownhouse
Beach House at Bay Residences
GALLERY

Beach House at Bay Residences — property photos

Photos from the Behomes platform. Click to enlarge.

CALCULATOR BEACH HOUSE AT BAY RESIDENCES

Your payment for Beach House at Bay Residences

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Your status
Property valueAED
Down payment · 20%AED
Rate3,99%
Term25 years
Monthly payment
30 034AED / mo
Loan amount5 696 000 AED
Min. income for approval60 068 AED
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This estimate is illustrative. Exact terms come in your credit report based on your documents.

FACTS

Beach House at Bay Residencesat a glance

DeveloperRAK Properties
DistrictMina Al Arab
TypeTownhouse
Price fromAED 7 120 000
HandoverCompleted
Down paymentfrom 20% resident / 40% non-resident
TransportMall
Golden Visafrom AED 2M property
WHAT YOU PAY

Your payment for Beach House at Bay Residences

At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.

You buy out 50% with mortgage
AED 3 560 000
Payment/mo
18 771
You buy out 60% with mortgage
AED 4 272 000
Payment/mo
22 526
You buy out 80% with mortgage
AED 5 696 000
Payment/mo
30 034
WHY NOW

Why buying before handover pays off

The home is ready, so a mortgage can be arranged now — up to 80% financing for residents, 50–60% for non-residents. If you already own here, it's worth comparing your rate to the market: refinancing at a 0.5–1% gap noticeably lowers the payment.

For Beach House at Bay Residences we'll match a bank across 20+ lenders — comparing rates, LTV and terms to find the best fit for your profile, resident or non-resident.
Keep your capital
3.99% rate for 3 years
Enter at a distress price
WALLARY

Request a calculation for Beach House at Bay Residences

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FAQ

Beach House at Bay Residencesquestions

Can I get a mortgage on Beach House at Bay Residences?+

Yes. The property is ready and a mortgage can be arranged now. We'll help with the application and bank selection.

Which bank finances Beach House at Bay Residences?+

There's no single partner bank here, so we'll match the best option across 20+ banks.

How much do I need to put down?+

For residents the bank finances up to 80% (from 20% down); for non-residents 50–60%. We'll calculate the exact figure for your case.

Does the purchase qualify for the Golden Visa?+

Yes. A price from AED 7.1M clears the AED 2M threshold, so it qualifies for the 10-year Golden Visa. We handle the visa too.

Should I refinance a mortgage on Beach House at Bay Residences?+

If your rate is 0.5–1% above the market, refinancing noticeably lowers the payment. We'll calculate the benefit net of switching costs.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.

Considering an apartment in Beach House at Bay Residences?

Start with a credit report — we'll show banks, rate and amount for your layout.