Wallary
WALLARY · MORTGAGE FOR DEVELOPER PROJECTS

Mortgage for RAK Properties in Dubai

RAK Properties is a Dubai developer — projects across Mina Al Arab, Hayat Island, Madinat Al Arab. At Wallary we handle the mortgage on any RAK Properties project end to end — calculating your payment, matching a bank and taking it through to your keys. RAK Properties has no single partner bank, so for each project we match the best option across 20+ banks.

RAK PropertiesMina Al Arabhandover 2026
Beach House at Bay Residences
NB Collection
Granada Villas II
Cape Hayat
ABOUT THE DEVELOPER

About RAK Properties

RAK Properties is a Dubai developer — projects across Mina Al Arab, Hayat Island, Madinat Al Arab. At Wallary we handle the mortgage on any RAK Properties project end to end — calculating your payment, matching a bank and taking it through to your keys. RAK Properties has no single partner bank, so for each project we match the best option across 20+ banks.

4
projects in the selection
2026
handover window
2 407 000
AED, entry into projects
Mina Al Arab
location
For RAK Properties projects we'll match a bank across 20+ lenders — comparing rates, LTV and terms for your profile.
HOW IT WORKS

Mortgage for these projects — how it works

Many projects hand over in 2026–2027 — the moment you close the main amount. A mortgage is often better than paying all cash: you keep your capital and lock the rate.

01
At handover

Mortgage on a completed unit, financing the final payment.

02
On a plan

Move from the developer plan into a bank mortgage.

03
Non-resident

Financing from a 40% down payment.

INVESTMENT ANGLE

Why handover is the best entry

Many projects hand over in 2026–2027 — the best window to buy. At completion, sellers who urgently need cash come to market: they sell near the original price or 3–5% below. You buy such a unit with mortgage leverage — paying the final share in bank installments rather than all at once. A year later the stressed sellers are gone, the building is occupied, prices climb.

Market logic, not a return guarantee. Price growth depends on the market and is not guaranteed.

PROJECTS

Choose your project

Beach House at Bay Residenceshandover Completed
Beach House at Bay Residences
Mina Al Arab · from AED 7 120 000
Mortgage on this project
NB Collectionhandover Q4 2026
NB Collection
Hayat Island · from AED 18 200 000
Mortgage on this project
Granada Villas IIhandover Completed
Granada Villas II
Madinat Al Arab · from AED 2 407 000
Mortgage on this project
Cape Hayathandover Q2 2026
Cape Hayat
Hayat Island · from AED 12 000 000
Mortgage on this project
WHY WALLARY

Why Wallary for RAK Properties

We know the banks' terms for this developer's projects and the handover moment.

Russian-speaking team, privacy, support all the way to the keys.

A credit report shows in advance how much you'll be approved for on a specific unit.

FAQ

RAK Propertiesquestions

Can I get a mortgage on a RAK Properties property?+

Yes. We arrange mortgages on any RAK Properties project — off-plan (up to 50% before handover) and ready (up to 80% for residents).

Which bank does RAK Properties work with?+

There's no single partner bank — we'll match the best option across 20+ banks for the specific project.

What down payment do I need?+

Off-plan from 50%; ready homes from 20% for residents, 40–50% for non-residents. We'll calculate the exact figure per project.

Does the purchase qualify for the Golden Visa?+

Yes, if the price is from AED 2M. We handle the visa too.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% — we'll match a bank that approves your profile.

Mortgage or developer payment plan?+

A plan suits construction; a mortgage avoids a large sum at handover and spreads payments over up to 25 years. We'll lay out both in numbers.

Planning a purchase with RAK Properties?

Start with a credit report — we'll show which banks approve you and for how much.