Wallary
Handover Q2 2026from AED 650 000

Mortgage for South Bay by Dubai South Developers

You can finance a villa in Dubai South Developers's South Bay before it completes — matching a bank across 20+ lenders. Handover is set for Q2 2026, so now is a good time to lock in your terms.

TIME TO HANDOVER
The closer the handover, the better the entry: distressed sellers and mortgage leverage on the final share.

South Bay is a Dubai South Developers development in Dubai South. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.

Dubai South DevelopersSouth Bay · Dubai SouthVilla
South Bay
GALLERY

South Bay — property photos

Photos from the Behomes platform. Click to enlarge.

CALCULATOR SOUTH BAY

Your payment for South Bay

Move the sliders — the payment updates instantly.

Your status
Property valueAED
Down payment · 20%AED
Rate3,99%
Term25 years
Monthly payment
2 742AED / mo
Loan amount520 000 AED
Min. income for approval5 484 AED
Get my credit report

This estimate is illustrative. Exact terms come in your credit report based on your documents.

FACTS

South Bayat a glance

DeveloperDubai South Developers
DistrictDubai South
TypeVilla
Price fromAED 650 000
HandoverQ2 2026
Down paymentfrom 20% resident / 40% non-resident
WHAT YOU PAY

Your payment for South Bay

At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.

You buy out 50% with mortgage
AED 325 000
Payment/mo
1 714
You buy out 60% with mortgage
AED 390 000
Payment/mo
2 056
You buy out 80% with mortgage
AED 520 000
Payment/mo
2 742
WHY NOW

Why buying before handover pays off

By handover, a developer payment plan requires most of the price up front — usually 40–50%. A mortgage covers that instalment and turns a large sum into a comfortable monthly payment. It pays to get pre-approved early: approval lasts up to 12 months and the rate can be locked before completion.

For South Bay we'll match a bank across 20+ lenders — comparing rates, LTV and terms to find the best fit for your profile, resident or non-resident.
Keep your capital
3.99% rate for 3 years
Enter at a distress price
WALLARY

Request a calculation for South Bay

Leave your contacts — we'll send a calculation for your layout and find the bank. Or take the credit report now.

By clicking you agree to data processing. We do not share it with third parties.

Nearby
South Bay 3
Q3 2026
South Bay 3
Dubai South
South Living
Q4 2026
South Living
Dubai South
All developer projectsHandover mortgage
FAQ

South Bayquestions

Can I get a mortgage on South Bay?+

Yes. South Bay is under construction and financing is available before handover. We'll help you apply and secure pre-approval.

Which bank finances South Bay?+

There's no single partner bank here, so we'll match the best option across 20+ banks.

How much do I need to put down?+

For an off-plan unit the bank finances up to 50%; the rest is your down payment. We'll calculate the exact figure for your case.

When is handover and why apply now?+

Completion is set for Q2 2026. It's worth getting approved early: approval lasts up to 12 months and the rate can be locked before handover.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.

Considering an apartment in South Bay?

Start with a credit report — we'll show banks, rate and amount for your layout.