Wallary
Handover Completedfrom AED 2 220 623

Mortgage for Binghatti Ghost by Binghatti

Binghatti Ghost by Binghatti is a completed development in Al Jaddaf, and you can arrange a mortgage on it today — through the Binghatti × ADIB programme. We help with both purchase and refinancing if you already own.

Handed over
Ready to move in and finance

Binghatti Ghost is a Binghatti development in Al Jaddaf. A price from AED 2.2M qualifies you for the Golden Visa. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.

BinghattiBinghatti Ghost · Al JaddafApartment
Binghatti Ghost
GALLERY

Binghatti Ghost — property photos

Photos from the Behomes platform. Click to enlarge.

CALCULATOR BINGHATTI GHOST

Your payment for Binghatti Ghost

Move the sliders — the payment updates instantly.

Your status
Property valueAED
Down payment · 20%AED
Rate3,99%
Term25 years
Monthly payment
9 367AED / mo
Loan amount1 776 498 AED
Min. income for approval18 734 AED
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This estimate is illustrative. Exact terms come in your credit report based on your documents.

FACTS

Binghatti Ghostat a glance

DeveloperBinghatti
DistrictAl Jaddaf
TypeApartment
Price fromAED 2 220 623
HandoverCompleted
Down paymentfrom 20% resident / 40% non-resident
TransportBus station
Partner bankADIB
Golden Visafrom AED 2M property
WHAT YOU PAY

Your payment for Binghatti Ghost

At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.

You buy out 50% with mortgage
AED 1 110 312
Payment/mo
5 855
You buy out 60% with mortgage
AED 1 332 374
Payment/mo
7 025
You buy out 80% with mortgage
AED 1 776 498
Payment/mo
9 367
WHY NOW

Why buying before handover pays off

The home is ready, so a mortgage can be arranged now — up to 80% financing for residents, 50–60% for non-residents. If you already own here, it's worth comparing your rate to the market: refinancing at a 0.5–1% gap noticeably lowers the payment.

Binghatti partners with ADIB to finance its projects. Non-resident terms differ — we'll match the right option across 20+ banks.
Keep your capital
3.99% rate for 3 years
Enter at a distress price
WALLARY

Request a calculation for Binghatti Ghost

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FAQ

Binghatti Ghostquestions

Can I get a mortgage on Binghatti Ghost?+

Yes. The property is ready and a mortgage can be arranged now. We'll help with the application and bank selection.

Which bank finances Binghatti Ghost?+

Binghatti's main partner is ADIB. We'll also compare against 20+ other banks where it helps.

How much do I need to put down?+

For residents the bank finances up to 80% (from 20% down); for non-residents 50–60%. We'll calculate the exact figure for your case.

Does the purchase qualify for the Golden Visa?+

Yes. A price from AED 2.2M clears the AED 2M threshold, so it qualifies for the 10-year Golden Visa. We handle the visa too.

Should I refinance a mortgage on Binghatti Ghost?+

If your rate is 0.5–1% above the market, refinancing noticeably lowers the payment. We'll calculate the benefit net of switching costs.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.

Considering an apartment in Binghatti Ghost?

Start with a credit report — we'll show banks, rate and amount for your layout.