Wallary
Handover Q4 2026from AED 8 280 000

Mortgage for Saadiyat Lagoons by Aldar Properties

You can finance a villa in Aldar Properties's Saadiyat Lagoons before it completes — matching a bank across 20+ lenders. Handover is set for Q4 2026, so now is a good time to lock in your terms.

TIME TO HANDOVER
The closer the handover, the better the entry: distressed sellers and mortgage leverage on the final share.

Saadiyat Lagoons is a Aldar Properties development in Saadiyat Island. A price from AED 8.3M qualifies you for the Golden Visa. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.

Aldar PropertiesSaadiyat Lagoons · Saadiyat IslandVilla
Saadiyat Lagoons
GALLERY

Saadiyat Lagoons — property photos

Photos from the Behomes platform. Click to enlarge.

CALCULATOR SAADIYAT LAGOONS

Your payment for Saadiyat Lagoons

Move the sliders — the payment updates instantly.

Your status
Property valueAED
Down payment · 20%AED
Rate3,99%
Term25 years
Monthly payment
34 927AED / mo
Loan amount6 624 000 AED
Min. income for approval69 855 AED
Get my credit report

This estimate is illustrative. Exact terms come in your credit report based on your documents.

FACTS

Saadiyat Lagoonsat a glance

DeveloperAldar Properties
DistrictSaadiyat Island
TypeVilla
Price fromAED 8 280 000
HandoverQ4 2026
Down paymentfrom 20% resident / 40% non-resident
TransportBus station
Golden Visafrom AED 2M property
WHAT YOU PAY

Your payment for Saadiyat Lagoons

At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.

You buy out 50% with mortgage
AED 4 140 000
Payment/mo
21 830
You buy out 60% with mortgage
AED 4 968 000
Payment/mo
26 196
You buy out 80% with mortgage
AED 6 624 000
Payment/mo
34 927
WHY NOW

Why buying before handover pays off

By handover, a developer payment plan requires most of the price up front — usually 40–50%. A mortgage covers that instalment and turns a large sum into a comfortable monthly payment. It pays to get pre-approved early: approval lasts up to 12 months and the rate can be locked before completion.

For Saadiyat Lagoons we'll match a bank across 20+ lenders — comparing rates, LTV and terms to find the best fit for your profile, resident or non-resident.
Keep your capital
3.99% rate for 3 years
Enter at a distress price
WALLARY

Request a calculation for Saadiyat Lagoons

Leave your contacts — we'll send a calculation for your layout and find the bank. Or take the credit report now.

By clicking you agree to data processing. We do not share it with third parties.

Nearby
Fay Al Reeman II
Q4 2026
Fay Al Reeman II
Al Shamkha
The Sustainable City Yas Island
Completed
The Sustainable City Yas Island
Yas Island
Fay Alreeman 1
Completed
Fay Alreeman 1
Al Shamkha
Grove Museum Views
Completed
Grove Museum Views
Saadiyat Island
All developer projectsHandover mortgage
FAQ

Saadiyat Lagoonsquestions

Can I get a mortgage on Saadiyat Lagoons?+

Yes. Saadiyat Lagoons is under construction and financing is available before handover. We'll help you apply and secure pre-approval.

Which bank finances Saadiyat Lagoons?+

There's no single partner bank here, so we'll match the best option across 20+ banks.

How much do I need to put down?+

For an off-plan unit the bank finances up to 50%; the rest is your down payment. We'll calculate the exact figure for your case.

Does the purchase qualify for the Golden Visa?+

Yes. A price from AED 8.3M clears the AED 2M threshold, so it qualifies for the 10-year Golden Visa. We handle the visa too.

When is handover and why apply now?+

Completion is set for Q4 2026. It's worth getting approved early: approval lasts up to 12 months and the rate can be locked before handover.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.

Considering an apartment in Saadiyat Lagoons?

Start with a credit report — we'll show banks, rate and amount for your layout.